In our last blog post, we began our discussion of why you should not file a claim with your insurance company before speaking to an attorney. The bottom line is that it can be dangerous to trust your insurance company. They are most concerned with their bottom line. While many people believe that if they tell the truth everything will work out fine, this is simply not the case. The problem with this line of reasoning is that you really have no idea if you’re insurance company is telling you the truth. You are assuming they will be honest and upfront with you. From experience, we know that this is not always the case.
Don’t get us wrong, though. We’re not trying to suggest that all insurance companies are evil. And we are certainly not suggesting that every victim of a car accident is going to be taken of advantage of by their insurance company. This is obviously not true. However, the reality of the situation is that the representatives at insurance companies have a job to do. And that job involves trying to settle car accident cases for as little money as possible.
For example, an insurance company who regularly pays out more on cases is not going to get promoted over co-workers who pay out less. Even in cases where victims are deserving of more compensation, insurance adjusters are rewarded by paying out less and increasing company profits. As a result, it can be argued that insurance companies aren’t concerned with fairly analyzing car accident cases, but rather looking for a way to minimize the amount of money to be paid out. And if you speak with your insurance company before consulting with a lawyer, you may be giving them the ammunition they need to do just that.
Now, we’ve also seen instances where somebody at an insurance company is dishonest. Not only do they have an incentive to minimize the amount of compensation paid out to car accident victims, but they are also willing to do whatever it takes to achieve that end. The truth of the matter is that your own honesty will not protect you from these kinds of people. Furthermore, by hiring a trained personal injury attorney, you won’t even have to deal with such issues. An attorney will handle it for you. For a free consultation of your personal injury or auto accident case, contact Breyer Law Offices, P.C. today.